Your free Podsite trial has expired, but you still have time to upgrade!

Claim your custom domain name todayClaim your domain

Fight! My family tries to pick health insurance for next year. COVID makes it harder.

20 minutes

Keeping the plan we've got means paying $200 a month more. But... would a "cheaper" plan cost us more in the long run? It depends! And COVID makes it a lot more complicated. This stinks.


You can hear my wife and me try to puzzle the whole thing out, and then I debrief with an expert. Who leaves me reminded how lucky we are to have the options we do. HEALTH INSURANCE SUCKS.


But the alternative is so much worse.


If you want to go deeper on health insurance, you might want to check these episodes from our first season:


And here are some other helpful big-picture takes:


Want to go really deep? Like, you're actually looking at buying health insurance, maybe on the Obamacare exchange?

  • I found healthcare.gov to be SUPER-usable this year, way better than last time I checked: I punched in the answers to a few questions, and got to quickly tell it which doctors our family sees (and what meds we take)... and it provided a clear list that showed which plans cover our docs, how much they would cost us, etc.
  • SUBSIDIES ARE AVAILABLE FOR OBAMACARE PLANS. Our pals at the Kaiser Family Foundation—who run Kaiser Health News, our production partners— have this explanation of how they work. (It's a slog, but thorough. Print it out, open a beer, and settle in.)
  • Remember how we said in this episode that lots of folks qualify for a plan with no premium? That's this bit of research from...

    See acast.com/privacy for privacy and opt-out information.

More episodes from An Arm and a Leg

We spend 12 million hours a week on the phone with health insurance

Yup. A Stanford professor measured it. So… we should probably learn how they actually make money, understand their incentives. Here’s one clue: A lot …

Wait, that was legal until now?!?

Hospitals in Maryland were suing patients over bills that should’ve been forgiven.

It wasn’t illegal. Until now. How a coalition changed that. This …

"We just kept right on pushing"

Manny Lanza died because he didn't have insurance. His parents fought back, with help from New York’s favorite tabloid. After years of work by advocates and organizers, laws suddenly …

The wild backstory of a tiny but crucial Obamacare provision (ft. David Axelrod)

How one Republican senator made sure the ACA required non-profit hospitals to act more like charities—and less like loan sharks—before voting against …

A legendary lawyer sued hospitals for price-gouging their patients. And got his butt handed to him.

The lawyer was Richard “Dickie” Scruggs, the lawyer who beat Big Tobacco in the 1990s. Later, he launched a series of ill-fated national lawsuits aimed at getting non-profit hospitals to …

We’re back! Starting Aug 19. And we’ve got some doozies for you.

We’ve been on a hiatus for a minute, and we are SO excited about what we’re coming back with.

These are stories we’ve been collecting for months—some …

How you can listen to this podcast

You can listen to episodes right here on the website, or if you prefer, in a podcast app. Listening in an app makes it easier to keep track of what you’ve already heard, listen without using your data plan and many other conveniences.

Recommended apps
Start listening to Mom vs. Texas
28:53
Start listening to Mom vs. Texas
28:53