Lots of people have insurance plans that only cover them with certain places —providers, certain hospitals.
But: in a COVID pandemic surge, who knows if you'd end up one of those places? And if you end up someplace else... then what?
That’s the question we got from a listener named Becky in Minnesota. She's got a Bronze plan — it only covers a limited "network" of providers— and she's got a $6,000+ deductible.
With officials talking about converting sports arenas into makeshift hospitals, Becky says: "If you call an ambulance, you may not even go to a hospital, right? Let alone a hospital that is quote-unquote in your network."
Not all the answers were comforting. But they weren't all grim either. And Becky turns out to have some good advice for us all.
And, per Sabrina Corlette's advice for anybody newly out of work — and suddenly without health insurance: Go apply for Medicaid.
As promised in the episode, here's a map showing which states have expanded Medicaid so that pretty much anybody who suddenly has very little income is eligible.
Please keep your questions and stories coming: https://armandalegshow.com/contact/
Or call (724) 276-6534 — that's (724) ARM N LEG
And as always, we'd love you to join us by supporting the show on Patreon: https://www.patreon.com/armandalegshow
See acast.com/privacy for privacy and opt-out information.
We're re-releasing and updating a story we first reported in 2019, about how insulin got to be so horribly expensive—the scientists who discovered it …
Jeff is a lawyer who used to represent medical-bill collectors in court. ("I was a bad guy, for sure," he says.)
But he switched sides, and he's here …
2021 is off to a rough start, but we've got a couple of small things that don't completely suck.
First, a new federal rule could help cut through one …
This episode turns the tables: Host Dan Weissmann gets interviewed about what he's learned this year, and what's ahead for the show— with T.K. Dutes, an ace radio host and podcast-maker ... …