Your free Podsite trial has expired, but you still have time to upgrade!

Claim your custom domain name todayClaim your domain

If I get COVID-19, what good will my insurance do me?

33 minutes

Lots of people have insurance plans that only cover them with certain places —providers, certain hospitals.


But: in a COVID pandemic surge, who knows if you'd end up one of those places? And if you end up someplace else... then what?


That’s the question we got from a listener named Becky in Minnesota. She's got a Bronze plan — it only covers a limited "network" of providers— and she's got a $6,000+ deductible.


With officials talking about converting sports arenas into makeshift hospitals, Becky says: "If you call an ambulance, you may not even go to a hospital, right? Let alone a hospital that is quote-unquote in your network."


We put Becky's question to one of the country’s top health-insurance nerds: Sabrina Corlette, founder and co-director of Georgetown University’s Center on Health Insurance Reforms.


Not all the answers were comforting. But they weren't all grim either. And Becky turns out to have some good advice for us all.


And, per Sabrina Corlette's advice for anybody newly out of work — and suddenly without health insurance: Go apply for Medicaid.

As promised in the episode, here's a map showing which states have expanded Medicaid so that pretty much anybody who suddenly has very little income is eligible.


Please keep your questions and stories coming: https://armandalegshow.com/contact/

Or call (724) 276-6534 — that's (724) ARM N LEG

And as always, we'd love you to join us by supporting the show on Patreon: https://www.patreon.com/armandalegshow


Hosted on Acast. See acast.com/privacy for more information.

More episodes from An Arm and a Leg

The best video about health insurance, ever

A couple months ago, we started getting messages from listeners telling us: you gotta watch this video. 


It’s a thirty minute YouTube video from a creator named Brian David Gilbert, and it’s …

Health insurance post-Roe, and a grassroots network of abortion funds

Since the Supreme Court overturned Roe v. Wade, abortion has been banned in more than a dozen states. As you choose your insurance plan for next year, you might be wondering: How does that …

A listener asks: Could NOT having insurance be a better deal?

It’s open enrollment for 2023 health insurance for lots of folks — a time when you might find yourself asking: what good is health insurance anyway? 


Quick update from Arm and a Leg HQ

Hey there,

You may have noticed, we've been keeping a slower pace for the last few months — publishing every three weeks instead of every two — since Dan recovered from COVID.


And …

California plans to make its own insulin and sell it super-cheap. Really.

This year, the state of California put up $100 million to produce its own insulin, and sell it for cheap. How’s it going to work? (Is it going to …

Congress fixed (a piece of) Medicare. It only took a few decades.

Lots of seniors have to pay thousands of dollars for drugs—even tens of thousands—or do without life-saving medicine. That’s finally going to change. 

How you can listen to this podcast

You can listen to episodes right here on the website, or if you prefer, in a podcast app. Listening in an app makes it easier to keep track of what you’ve already heard, listen without using your data plan and many other conveniences.

Recommended apps
Start listening to Mom vs. Texas
28:53
Start listening to Mom vs. Texas
28:53